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Business

5 Things You Might Not Know About Digital Transformation

Ask your friends, colleagues, and business leaders to define digital transformation.  You will get different and sometimes conflicting definitions of what it is.  The fact is that digital transformation means different things to different organizations.  It depends on the needed and desired outcomes, the industry, the competition, the existing culture of the organization, and a …

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A new approach to Portfolio Allocation addressing Portfolio Rebalancing and Cash Holdback issues

Apal Business November 16, 2022 In late 2017, my wife asked me a simple question – how she should invest $10,000 in various stocks to maximize her profits or, in adverse moments, minimizes her losses. The only answer I had for her was that I know the technology industry, and these five companies are doing …

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